Hiring a contractor to work on your home is a big decision. Whether it's a simple repair or a full-scale renovation, you want to ensure that your contractor is licensed, insured, and accountable. Unfortunately, anyone can pretend to be a contractor. One of the most important steps you can take before hiring a contractor in Oregon is verifying their CCB number. Here’s why:
1. Licensed Contractors Offer Protection
A licensed contractor provides a level of security that unlicensed contractors simply can't. Licensed contractors:
Carry a surety bond: This offers some protection in the case of a dispute, ensuring that any financial losses due to incomplete or poor-quality work can potentially be recovered.
Have liability insurance: If something goes wrong, such as property damage or injuries, liability insurance covers the costs, keeping you from having to pay out of pocket.
Carry workers' compensation: If a contractor has employees, workers' compensation insurance protects both you and the worker in case of injury on the job. This means you won’t be held responsible for medical bills or other expenses related to on-site accidents.
2. Accountability and Expertise
Licensed contractors must meet strict guidelines, including passing tests about Oregon's building laws and business practices. They are:
Held accountable: If something goes wrong or the contractor doesn’t follow through on the agreement, licensed contractors can be held accountable by the Construction Contractors Board.
Permitted to pull building permits: Certain projects legally require permits, and only licensed contractors can obtain them. Unlicensed contractors might bypass this, which can cause legal and financial issues for you later on.
Trained and knowledgeable: Licensed contractors undergo testing to ensure they understand the latest building codes, safety protocols, and industry best practices.
3. Using a Licensed Contractor Can Prevent Future Issues
When you hire a licensed contractor, you can:
View their complaint history: You can check if they have any complaints or disciplinary actions filed with the CCB. This transparency allows you to make an informed decision.
Get help mediating disputes: If any issues arise, the CCB can help mediate disputes between you and the contractor, offering a layer of protection and peace of mind.
4. How to Check a Contractor’s CCB License
Verifying a contractor’s license is quick and easy:
Visit the Oregon Construction Contractors Board website: www.oregon.gov/ccb
Use the search tool to enter the contractor’s name or CCB number.
Ensure the license is active and the name matches your contractor.
If your home was built before 1978, check if the contractor holds a special lead-safe license if the project will disturb painted surfaces.
5. Reporting Unlicensed Contractors
If you suspect a contractor is working without a valid license, you can report them to the CCB by:
Calling (503) 378-4621
Submitting an online form at www.oregon.gov/ccb
Emailing ccb.info@ccb.oregon.gov
6. How to Ensure Your Project’s Success
To protect yourself and ensure a smooth project, always:
Verify the contractor is licensed: It’s the most important step to avoid headaches.
Get at least three bids: This helps you understand the market rate and get the best value.
Check references: A licensed contractor with satisfied clients is a good sign.
Use a detailed written contract: Include clear start and end dates, permits, and payment terms. Never pay the full amount upfront.
Taking a few minutes to check a contractor's CCB license can save you from potential risks, legal issues, and financial loss. By verifying your contractor's credentials, you're protecting your home and your peace of mind. Don’t let anyone pretend to be a contractor—verify their CCB# today!
If you have any questions, call us today at 541-926-3117 or email at info@tntbuildersinc.com!